Latest Blog Posts
Understanding pension drawdown
Taking control of your pension income means considering the tax consequences Pension drawdown enables you to take money from a defined contribution pension while keeping
Should you give your home to your grandchildren?
Gifting your home could help your grandchildren, but may carry tax and financial risks For grandparents with substantial property wealth, gifting their home may seem
Securing income in retirement
Building financial security for later life Retirement no longer has to mean simply buying an annuity and receiving a fixed income for life. Since pension
How much pension do you need to retire at 50?
Achieving an early, comfortable retirement requires careful planning For many people, retiring at 50 sounds like the ultimate financial goal. Instead of waiting until their
How pensions could help parents avoid the £100k childcare cliff edge
Half of people are unaware that pension contributions can reduce adjusted net income Pensions are designed to help fund retirement, but they can also play
Bringing your pensions together
A long-awaited way to view your pension savings in one place is finally taking shape For years, savers have been promised a simpler way to
Could looking after grandchildren add to your State Pension?
A little-known National Insurance credit could reward you and give you a financial boost Providing regular childcare for grandchildren could do more than help your
Upcoming changes raise concerns among savers
More than one in five adults report a decline in pension confidence The upcoming changes to how pensions are treated for Inheritance Tax (IHT) from
The true cost of raising a child in 2026
From childcare and essentials to education and everyday expenses Raising a child is a major financial commitment, with costs beginning long before school age. The
Giving money or valuable possessions to loved ones
54% of over-55s have no record of gifts given in the previous seven years Giving money or valuable possessions to loved ones can be a
Britons face Inheritance Tax confusion
How the gifting rules are leaving some families in the dark Inheritance Tax (IHT) can feel like a financial maze, and new research suggests many
Ten years to go: is your retirement plan on track?
How to prepare your finances and make the most of the decade before retirement With retirement costs rising and people potentially spending several decades in
Reconsidering how to use pension savings and pass wealth to the next generation
It is increasingly important to consider pensions alongside other assets when planning For families with substantial pension savings, the rules are changing. From 6 April
Are you and your partner ready for retirement?
Why couples should talk about pensions and retirement plans Many couples plan their holidays, household budgets and major purchases together, yet pensions and retirement can
What I wish I’d known before I retired
Nearly a third of retirees say their standard of living is worse than before retirement Retirement is often imagined as a chance to relax, travel
Why investment diversification matters in an uncertain world
Geopolitical tensions, trade disputes and energy shocks can quickly affect markets Diversification enables investors to avoid putting too much of their financial future at risk.