Latest Blog Posts
Britons face Inheritance Tax confusion
How the gifting rules are leaving some families in the dark Inheritance Tax (IHT) can feel like a financial maze, and new research suggests many
Ten years to go: is your retirement plan on track?
How to prepare your finances and make the most of the decade before retirement With retirement costs rising and people potentially spending several decades in
Reconsidering how to use pension savings and pass wealth to the next generation
It is increasingly important to consider pensions alongside other assets when planning For families with substantial pension savings, the rules are changing. From 6 April
Are you and your partner ready for retirement?
Why couples should talk about pensions and retirement plans Many couples plan their holidays, household budgets and major purchases together, yet pensions and retirement can
What I wish I’d known before I retired
Nearly a third of retirees say their standard of living is worse than before retirement Retirement is often imagined as a chance to relax, travel
Why investment diversification matters in an uncertain world
Geopolitical tensions, trade disputes and energy shocks can quickly affect markets Diversification enables investors to avoid putting too much of their financial future at risk.
Autumn Budget 2026 tax watch
With the main taxes ruled out, attention is shifting to other revenue generators As Chancellor John Healey delivers his first Autumn Budget on 28 October
Safeguarding your retirement wealth
From cold calls to fake investments, recognise the warning signs of pension scams Imagine losing your entire pension pot in the blink of an eye.
Protecting your loved ones with a Will
Providing greater control over your assets and protection for those who matter A Will can help you put your financial affairs in order, plan your
Five questions to ask yourself before retirement
Are you doing enough today to give yourself the freedom and choices you want tomorrow? Retirement should be something to look forward to, not a
Inheritance Tax gift rule many families may be overlooking
72% of UK adults unaware gifts from surplus income are IHT-exempt For many families, gifting money to children or grandchildren is simply a way to
What will retirement look like for you?
Practical ideas for creating a purposeful and enjoyable next chapter Retirement is one of life’s major milestones, bringing greater freedom but also a significant change
The 15 million workers heading for a retirement disaster
Future pensioners risk being poorer than today’s retirees unless action is taken Retirement may feel like a distant concern for many working people, but a
Offshore Bonds: A tax-efficient route to passing on wealth
The wealth transfer strategy more families are exploring As changes to Inheritance Tax (IHT) and Capital Gains Tax (CGT) rules take effect, many investors may
Are you unknowingly paying an effective 60% tax rate?
The hidden tax trap that could be costing higher earners thousands With wages rising and frozen tax thresholds pushing more people into higher tax bands,
Beat the 2027 Inheritance Tax changes
Why a junior pension could be a smart family move For many families, passing wealth down to future generations has long been an important part