Retirement Options
Looking for a tailored planning advice service to align with your financial goals?
When it comes to planning for your retirement, the earlier you start, the more potential your money has to grow. Retirement planning is not simply about paying regularly into your pension and forgetting about it. Instead, it is essential to review your progress against your retirement goals and take account of changes that may affect your plans.
A critical aspect of retirement planning is structuring your affairs to ensure that you can meet your desired level of income when you stop working. With ever-changing pension legislation and increasing life expectancy, Bradstock Bourne will make sure you are using all the tax-efficient options available to create a flexible retirement plan.
Providing adequate funding in retirement
As the UK’s population is living longer, planning in advance for retirement is becoming even more important. For most of us, the State Pension will not provide adequate funding in retirement to maintain the lifestyles we have become accustomed to during our working lives. Putting in place the right provision will ensure you enjoy a comfortable retirement, free of money worries and with peace of mind that you will not outlive your funds.
It’s never too early – or too late – to think about your retirement. For many people, the savings that are accumulated during their working lives are directed at helping them to become financially secure in retirement. But, too often, some people continue to save without a clear view of how much money they will need to live the life they desire for the entirety of their retirement. This can create uncertainty around when they can retire in alignment with their financial goals.
Some retirement options that could form part of your retirement planning:
• Personal Pensions
• Stakeholder Pensions
• Auto-Enrolment
• Salary Sacrifice
• Small Self-Administered Pension Schemes (SSAS)
• Self-Invested Personal Pensions (SIPP)
• Flexi-Access Drawdown
• Retirement Investment Advice
• Pension Sharing Advice on Divorce
• Pension Consolidation and Pension Transfers
• Open Market and Enhanced Annuities
• Investment Linked and Fixed Term Annuities
• Retirement Cash Flow Planning
Achieve the retirement you deserve
When the future is unclear, the thought of retirement may well feel more daunting than exciting. Our retirement planning service will help you build the wealth you need to achieve the retirement you deserve.
Retirement planning has a reputation for being confusing. But Bradstock Bourne will answer your questions and provide tailored retirement planning advice on the appropriate options for your personal circumstances. Don’t leave it to chance – to discuss your requirements, please talk to us.
Learn more about our services
For a complimentary, no obligation consultation, please contact our highly experienced team of In-dependent Financial Advisers on (0115) 941 8585 or email info@bradstockbourne.co.uk.
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